curl --request GET \
  --url https://api.panoflow.io/v1/transfers \
  --header 'Authorization: Bearer <token>'

const options = {method: 'GET', headers: {Authorization: 'Bearer <token>'}};

fetch('https://api.panoflow.io/v1/transfers', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

import requests

url = "https://api.panoflow.io/v1/transfers"

headers = {"Authorization": "Bearer <token>"}

response = requests.get(url, headers=headers)

print(response.text)

{
  "object": "list",
  "has_more": false,
  "next_cursor": null,
  "data": [
    {
      "id": "trf_01JCQKFBF5KZNWJ47TAN9ZT24M",
      "object": "transfer",
      "type": "payout",
      "status": "failed",
      "status_reason": "rejected_by_receiving_bank",
      "response_code": "08",
      "response_message": "Account name mismatch",
      "source_account": {
        "id": "acc_01JCWPQ5E6EYCNDY0YP57RCYBV",
        "name": "Naira · Main",
        "currency": "NGN",
        "account_number_last4": "6789"
      },
      "recipient_id": "rcp_01JCQY77ZXYYK596NGYA1DQ91K",
      "counterparty_name": "Chidi Eze",
      "bank_account": {
        "account_number": "3089912245",
        "bank_code": "011",
        "bank_name": "First Bank",
        "account_name": "EZE CHIDI JOHN"
      },
      "amount": {
        "amount": 15000000,
        "currency": "NGN"
      },
      "fee": {
        "amount": 0,
        "currency": "NGN"
      },
      "total": {
        "amount": 15000000,
        "currency": "NGN"
      },
      "narration": "Lagos dispatch",
      "nip_session_id": "000023261025090312847261930475",
      "failure": {
        "code": "account_name_mismatch",
        "message": "The receiving bank rejected the payment: account number and name don't match. The money is back in Naira · Main."
      },
      "created_by": {
        "type": "user",
        "id": "usr_01JCG0X454YG4GFDEXZR4YJ2C4",
        "name": "Ngozi Uche"
      },
      "created_at": "2026-10-25T09:02:00Z",
      "updated_at": "2026-10-25T09:41:00Z"
    }
  ]
}

{
  "error": {
    "response_code": "00",
    "type": "invalid_request",
    "code": "invalid_json",
    "message": "<string>",
    "request_id": "<string>",
    "param": "<string>",
    "doc_url": "<string>",
    "details": {}
  }
}

{
  "error": {
    "response_code": "00",
    "type": "invalid_request",
    "code": "invalid_json",
    "message": "<string>",
    "request_id": "<string>",
    "param": "<string>",
    "doc_url": "<string>",
    "details": {}
  }
}

{
  "error": {
    "response_code": "00",
    "type": "invalid_request",
    "code": "invalid_json",
    "message": "<string>",
    "request_id": "<string>",
    "param": "<string>",
    "doc_url": "<string>",
    "details": {}
  }
}

{
  "error": {
    "response_code": "00",
    "type": "invalid_request",
    "code": "invalid_json",
    "message": "<string>",
    "request_id": "<string>",
    "param": "<string>",
    "doc_url": "<string>",
    "details": {}
  }
}

{
  "error": {
    "response_code": "00",
    "type": "invalid_request",
    "code": "invalid_json",
    "message": "<string>",
    "request_id": "<string>",
    "param": "<string>",
    "doc_url": "<string>",
    "details": {}
  }
}