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  <url>
    <loc>https://docs.panoflow.io/agents-and-mcp</loc>
    <lastmod>2026-11-06T00:48:25.773Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/accounts/close-a-sub-account</loc>
    <lastmod>2026-11-08T18:33:48.618Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/accounts/download-an-account-confirmation-letter</loc>
    <lastmod>2026-11-08T18:33:48.649Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/accounts/get-account-details-to-share</loc>
    <lastmod>2026-11-08T18:33:48.633Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/accounts/get-an-account</loc>
    <lastmod>2026-11-08T18:33:48.574Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/accounts/get-total-balances-and-money-in-and-out</loc>
    <lastmod>2026-11-08T18:33:48.664Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/accounts/list-accounts</loc>
    <lastmod>2026-11-08T18:33:48.531Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/accounts/open-a-sub-account</loc>
    <lastmod>2026-11-08T18:33:48.557Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/accounts/rename-an-account</loc>
    <lastmod>2026-11-08T18:33:48.595Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/approvals/get-an-approval</loc>
    <lastmod>2026-11-08T18:33:50.770Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/approvals/list-approvals</loc>
    <lastmod>2026-11-08T18:33:50.749Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/banks/list-banks</loc>
    <lastmod>2026-11-08T18:33:48.845Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/banks/look-up-the-name-on-a-bank-account</loc>
    <lastmod>2026-11-08T18:33:48.867Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/batches/cancel-a-batch-waiting-for-approval</loc>
    <lastmod>2026-11-08T18:33:49.245Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/batches/create-a-batch</loc>
    <lastmod>2026-11-08T18:33:49.157Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/batches/get-a-batch</loc>
    <lastmod>2026-11-08T18:33:49.202Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/batches/get-a-batchs-receipt</loc>
    <lastmod>2026-11-08T18:33:49.267Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/batches/list-a-batchs-rows</loc>
    <lastmod>2026-11-08T18:33:49.224Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/batches/list-batches</loc>
    <lastmod>2026-11-08T18:33:49.180Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/batches/validate-a-batch-file-or-rows</loc>
    <lastmod>2026-11-08T18:33:49.134Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/business/get-the-business</loc>
    <lastmod>2026-11-08T18:33:48.516Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/collections/get-the-collections-header-figures</loc>
    <lastmod>2026-11-08T18:33:49.491Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/collections/list-saved-customers-payers</loc>
    <lastmod>2026-11-08T18:33:49.512Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/deduction-types/add-a-deduction-type</loc>
    <lastmod>2026-11-08T18:33:50.276Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/deduction-types/get-a-deduction-type</loc>
    <lastmod>2026-11-08T18:33:50.319Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/deduction-types/list-deduction-types</loc>
    <lastmod>2026-11-08T18:33:50.297Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/deduction-types/turn-a-deduction-type-on-or-off-or-edit-it</loc>
    <lastmod>2026-11-08T18:33:50.344Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/events/list-event-types</loc>
    <lastmod>2026-11-08T18:33:51.144Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/events/list-events</loc>
    <lastmod>2026-11-08T18:33:51.079Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/events/replay-an-event</loc>
    <lastmod>2026-11-08T18:33:51.121Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/events/retrieve-an-event</loc>
    <lastmod>2026-11-08T18:33:51.100Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/inbound-credits/attach-an-unattached-credit-to-an-invoice</loc>
    <lastmod>2026-11-08T18:33:50.066Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/inbound-credits/get-an-inbound-credit</loc>
    <lastmod>2026-11-08T18:33:50.045Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/inbound-credits/list-inbound-credits-money-in</loc>
    <lastmod>2026-11-08T18:33:50.024Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/invoices/create-an-account-number-for-a-sent-invoice</loc>
    <lastmod>2026-11-08T18:33:49.712Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/invoices/create-an-invoice-draft-or-create-and-send</loc>
    <lastmod>2026-11-08T18:33:49.534Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/invoices/get-a-download-link-for-the-invoice-pdf</loc>
    <lastmod>2026-11-08T18:33:49.736Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/invoices/get-an-invoice</loc>
    <lastmod>2026-11-08T18:33:49.580Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/invoices/list-invoices</loc>
    <lastmod>2026-11-08T18:33:49.560Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/invoices/mark-an-invoice-as-paid-paid-outside-panoflow</loc>
    <lastmod>2026-11-08T18:33:49.690Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/invoices/send-a-draft-invoice</loc>
    <lastmod>2026-11-08T18:33:49.624Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/invoices/send-a-reminder-now</loc>
    <lastmod>2026-11-08T18:33:49.646Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/invoices/update-a-draft-invoice</loc>
    <lastmod>2026-11-08T18:33:49.602Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/invoices/void-an-invoice</loc>
    <lastmod>2026-11-08T18:33:49.668Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/limits/get-payment-limits</loc>
    <lastmod>2026-11-08T18:33:49.468Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/oauth/authorization-server-metadata</loc>
    <lastmod>2026-11-08T18:33:51.167Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/oauth/register-an-oauth-client</loc>
    <lastmod>2026-11-08T18:33:51.188Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/oauth/revoke-a-token</loc>
    <lastmod>2026-11-08T18:33:51.230Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/oauth/token-endpoint</loc>
    <lastmod>2026-11-08T18:33:51.209Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/pay-runs/approve-a-pay-run-2fa</loc>
    <lastmod>2026-11-08T18:33:50.549Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/pay-runs/cancel-a-pay-run</loc>
    <lastmod>2026-11-08T18:33:50.595Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/pay-runs/change-when-a-draft-run-pays</loc>
    <lastmod>2026-11-08T18:33:50.505Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/pay-runs/download-the-pay-run-report</loc>
    <lastmod>2026-11-08T18:33:50.617Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/pay-runs/get-a-pay-run-with-its-lines-and-totals</loc>
    <lastmod>2026-11-08T18:33:50.482Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/pay-runs/get-the-next-pay-run-at-a-glance</loc>
    <lastmod>2026-11-08T18:33:50.410Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/pay-runs/include-or-exclude-a-person-or-set-a-one-off-bonus</loc>
    <lastmod>2026-11-08T18:33:50.527Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/pay-runs/list-pay-runs</loc>
    <lastmod>2026-11-08T18:33:50.457Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/pay-runs/pay-out-an-approved-run-now</loc>
    <lastmod>2026-11-08T18:33:50.572Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/pay-runs/prepare-a-pay-run</loc>
    <lastmod>2026-11-08T18:33:50.433Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/payment-links/create-a-payment-link</loc>
    <lastmod>2026-11-08T18:33:49.757Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/payment-links/get-a-payment-link</loc>
    <lastmod>2026-11-08T18:33:49.800Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/payment-links/list-payment-links</loc>
    <lastmod>2026-11-08T18:33:49.779Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/payment-links/pause-a-payment-link</loc>
    <lastmod>2026-11-08T18:33:49.822Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/payment-links/turn-a-paused-payment-link-back-on</loc>
    <lastmod>2026-11-08T18:33:49.844Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/payroll-settings/get-payroll-settings</loc>
    <lastmod>2026-11-08T18:33:50.366Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/payroll-settings/update-payroll-settings</loc>
    <lastmod>2026-11-08T18:33:50.388Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/payslips/download-every-payslip-in-a-run</loc>
    <lastmod>2026-11-08T18:33:50.638Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/payslips/email-a-payslip-to-the-person</loc>
    <lastmod>2026-11-08T18:33:50.727Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/payslips/get-a-download-link-for-a-payslip-pdf</loc>
    <lastmod>2026-11-08T18:33:50.705Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/payslips/get-a-payslip</loc>
    <lastmod>2026-11-08T18:33:50.682Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/payslips/list-payslips</loc>
    <lastmod>2026-11-08T18:33:50.660Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/people/add-a-deduction-to-a-person</loc>
    <lastmod>2026-11-08T18:33:50.230Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/people/add-a-person-to-payroll</loc>
    <lastmod>2026-11-08T18:33:50.092Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/people/get-a-person</loc>
    <lastmod>2026-11-08T18:33:50.139Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/people/list-deductions-added-to-a-person</loc>
    <lastmod>2026-11-08T18:33:50.207Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/people/list-people-on-payroll</loc>
    <lastmod>2026-11-08T18:33:50.117Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/people/offboard-a-person</loc>
    <lastmod>2026-11-08T18:33:50.185Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/people/remove-a-deduction-from-a-person</loc>
    <lastmod>2026-11-08T18:33:50.253Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/people/update-a-person-details-pay-bank-account-leave</loc>
    <lastmod>2026-11-08T18:33:50.162Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/recipients/archive-a-recipient</loc>
    <lastmod>2026-11-08T18:33:48.979Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/recipients/get-a-recipient</loc>
    <lastmod>2026-11-08T18:33:48.935Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/recipients/list-recipients</loc>
    <lastmod>2026-11-08T18:33:48.890Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/recipients/save-a-recipient</loc>
    <lastmod>2026-11-08T18:33:48.913Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/recipients/update-a-recipients-name-nickname-or-email</loc>
    <lastmod>2026-11-08T18:33:48.957Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/scheduled-payments/cancel-a-scheduled-payment</loc>
    <lastmod>2026-11-08T18:33:49.446Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/scheduled-payments/edit-a-scheduled-payment</loc>
    <lastmod>2026-11-08T18:33:49.356Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/scheduled-payments/get-a-scheduled-payment</loc>
    <lastmod>2026-11-08T18:33:49.334Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/scheduled-payments/list-scheduled-payments</loc>
    <lastmod>2026-11-08T18:33:49.312Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/scheduled-payments/pause-a-scheduled-payment</loc>
    <lastmod>2026-11-08T18:33:49.379Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/scheduled-payments/resume-a-paused-scheduled-payment</loc>
    <lastmod>2026-11-08T18:33:49.401Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/scheduled-payments/schedule-a-payment</loc>
    <lastmod>2026-11-08T18:33:49.290Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/scheduled-payments/skip-the-next-run</loc>
    <lastmod>2026-11-08T18:33:49.424Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/statements/create-a-statement-for-a-date-range</loc>
    <lastmod>2026-11-08T18:33:48.701Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/statements/get-a-statement</loc>
    <lastmod>2026-11-08T18:33:48.716Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/statements/get-a-statement-download-link</loc>
    <lastmod>2026-11-08T18:33:48.733Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/statements/list-statements-for-an-account</loc>
    <lastmod>2026-11-08T18:33:48.679Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/transactions/add-a-note-or-category</loc>
    <lastmod>2026-11-08T18:33:48.785Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/transactions/attach-a-receipt-or-invoice</loc>
    <lastmod>2026-11-08T18:33:48.807Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/transactions/download-a-receipt</loc>
    <lastmod>2026-11-08T18:33:48.823Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/transactions/get-a-transaction</loc>
    <lastmod>2026-11-08T18:33:48.763Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/transactions/list-transactions</loc>
    <lastmod>2026-11-08T18:33:48.748Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/transfers/cancel-a-transfer-before-it-is-processed</loc>
    <lastmod>2026-11-08T18:33:49.089Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/transfers/create-a-transfer</loc>
    <lastmod>2026-11-08T18:33:49.023Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/transfers/get-a-transfer</loc>
    <lastmod>2026-11-08T18:33:49.067Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/transfers/get-a-transfers-receipt</loc>
    <lastmod>2026-11-08T18:33:49.112Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/transfers/list-transfers</loc>
    <lastmod>2026-11-08T18:33:49.045Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/transfers/preview-a-transfers-fee-total-and-arrival</loc>
    <lastmod>2026-11-08T18:33:49.001Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/virtual-accounts/close-a-static-virtual-account</loc>
    <lastmod>2026-11-08T18:33:49.934Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/virtual-accounts/create-a-static-virtual-account-for-a-customer</loc>
    <lastmod>2026-11-08T18:33:49.866Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/virtual-accounts/email-the-account-details-to-the-customer</loc>
    <lastmod>2026-11-08T18:33:49.980Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/virtual-accounts/get-a-static-virtual-account</loc>
    <lastmod>2026-11-08T18:33:49.912Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/virtual-accounts/list-money-received-into-a-static-virtual-account</loc>
    <lastmod>2026-11-08T18:33:50.002Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/virtual-accounts/list-static-virtual-accounts</loc>
    <lastmod>2026-11-08T18:33:49.890Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/virtual-accounts/reopen-a-closed-static-virtual-account</loc>
    <lastmod>2026-11-08T18:33:49.957Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/webhooks/add-a-webhook-endpoint</loc>
    <lastmod>2026-11-08T18:33:50.792Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/webhooks/delete-a-webhook-endpoint</loc>
    <lastmod>2026-11-08T18:33:50.880Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/webhooks/disable-a-webhook-endpoint</loc>
    <lastmod>2026-11-08T18:33:50.902Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/webhooks/enable-a-webhook-endpoint</loc>
    <lastmod>2026-11-08T18:33:50.927Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/webhooks/list-deliveries</loc>
    <lastmod>2026-11-08T18:33:51.014Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/webhooks/list-webhook-endpoints</loc>
    <lastmod>2026-11-08T18:33:50.813Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/webhooks/retrieve-a-delivery</loc>
    <lastmod>2026-11-08T18:33:51.034Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/webhooks/retrieve-a-webhook-endpoint</loc>
    <lastmod>2026-11-08T18:33:50.835Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/webhooks/retry-a-delivery-now</loc>
    <lastmod>2026-11-08T18:33:51.058Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/webhooks/reveal-the-signing-secret</loc>
    <lastmod>2026-11-08T18:33:50.949Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/webhooks/roll-the-signing-secret</loc>
    <lastmod>2026-11-08T18:33:50.971Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/webhooks/send-a-test-event</loc>
    <lastmod>2026-11-08T18:33:50.993Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/api-reference/webhooks/update-a-webhook-endpoint</loc>
    <lastmod>2026-11-08T18:33:50.857Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/approvals</loc>
    <lastmod>2026-11-06T00:48:25.774Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/authentication</loc>
    <lastmod>2026-11-06T00:48:25.775Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/development-environment</loc>
    <lastmod>2026-11-08T18:33:52.857Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/errors</loc>
    <lastmod>2026-11-06T00:48:25.775Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/idempotency</loc>
    <lastmod>2026-11-06T00:48:25.782Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io</loc>
    <lastmod>2026-11-06T00:48:25.779Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/money</loc>
    <lastmod>2026-11-06T00:48:25.781Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/pagination</loc>
    <lastmod>2026-11-06T00:48:25.779Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/payment-statuses</loc>
    <lastmod>2026-11-06T00:48:25.781Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/rate-limits</loc>
    <lastmod>2026-11-06T00:48:25.780Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/versioning</loc>
    <lastmod>2026-11-08T18:33:52.861Z</lastmod>
  </url>

  <url>
    <loc>https://docs.panoflow.io/webhooks</loc>
    <lastmod>2026-11-06T00:48:25.783Z</lastmod>
  </url>
</urlset>